Posts Tagged ‘insurance’

My wife doesn’t have maternity insurance, how early do we need to start our policy before she is pregnant?

We don't have any health insurance however sense we are about to start a family we want full coverage for maternity. She is planning on becoming pregnant in mid February to mid March. Also we want a policy that she can choose a really good doctor and hospital. Also we are curious to know what the monthly payments should be and if we would have any outside expenses beyond these payments. Can anyone help us with these decisions.

Thank you.

How can my friend get maternity coverage under her insurance policy?

My friend and her husband have private insurance (he is self-employed) and they did not select the "maternity" option because they were done having children. Unfortunately they took a risk and now she's pregnant. They are actually not thrilled by the pregnancy and are pretty devastated in general, emotionally and financially. Her insurance won't cover anything and they are looking at ,000 out of pocket for the whole pregnancy, labor, and delivery.

Are there any creative ways that she can get her policy to cover it? Or where could she work part-time to get coverage? Or are there any organizations she could join to get a new policy (Major organizations that would have an insurance buy-in option?)?

I feel lucky to be covered under my husband's job! What a terrible position to be in.

What is the best way to tender resignation at the end of a maternity leave?

I'm planning not to return to work after a 6week maternity leave. Will I owe the company back the maternity benefits, such as salary paid during leave, insurance, etc?

Will I get maternity leave if I start a new job?

I'm currently 4 months pregnant. My current job is stressfull. I can find a new job that gives insurance, but what about doctor's appt and maternity leave? Since I won't be at that job for 1 year what will I get.

Does maternity rider for individual health care plans and group plans work differently?

Say if the waiting period is 10 months and you conceive 4 months from the start of maternity rider. Does this mean that the insurance company will foot the bill for delivery but not the pre-natal care , ultrasounds etc ? If you are a part of an employer's group plan with maternity benefits/maternity rider, does this waiting period work differently?

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